Account & Identity Verification
Onboard customers in seconds
Instantly verify account ownership and identity based on what’s on file at the bank. Accelerate your KYC and AML processes.
Full nameAccount numberDOBAddress
ACCOUNT AGGREGATION
Connect to every account
Enable your users to manage all of their accounts from a single view.
Retail accountsBusiness accountsChecking accountsSavings accountsCredit cardsINSTANT BANK PAYMENTS
Faster payments, lower fees
Kobakus helps sync with account-to-account payments, enabling users to send money without having to enter card details or share their bank credentials.
Retail accountsBusiness accountsChecking accountsSavings accountsCredit cards
Lower cost payments
Deliver real-time account-to-account payments with reduced transaction fees and fewer chargebacks.
Seamless data aggregation
Access broadest connectivity to all banks for actionable account and transaction data.
Complete compliance
Meet regulation, and create new opportunities with account information and payment initiation.
Eliminate fraud
Authenticate accounts and payments directly with the bank, slashing fraud and chargebacks and saving you 0.5% – 1% of revenues.
Bank-grade security
Our APIs are Open Banking and PSD2 compliant across Europe ensuring secure access to the financial system.
Completely white-label
Own your customer journey end-to-end. Easily configure authentication flows to match your brand.
