Get end-to-end advisory on payment and e-money licensing, PCI-DSS certification and TCMB compliance — from picking the right licence model to audit readiness.
Structure your payment / e-money licence application right.
Get through certification without surprises.
Prepare policy, process and documentation for audit.
Launch with the right product and pricing model.
It is advisory that helps you structure your product, regulation and licensing journey in open banking/payments, offered alongside the technical infrastructure.
Yes. We plan the TCMB payment/e-money licensing process, requirements and the right business model together, while our infrastructure covers technical compliance.
Through a licensed partner, yes. Kobaküs provides the infrastructure while a licensed partner holds the AISP/PISP role. We determine the right model with advisory.
Kobaküs is an infrastructure/technology provider (the Plaid model) and holds no customer funds. Our TCMB payment-services licence application is in progress; until it completes, licensed partners take on the roles that require a licence.
New fintech founders, PSPs starting a licensing journey, and banks/enterprises designing an open-banking product benefit.
It starts with a discovery call to clarify your goals and constraints, then we build the product + regulation + technical roadmap together.
Integrate in minutes with a free demo account and manage every product from one panel.
