Account & Identity Verification
Onboard customers in seconds
Kobakus reduces administrative time by giving users an easier way to connect their financial accounts to your software or app.
Faster payroll or payment enrollmentSimplify expense managementSmoother invoicingBetter bookkeeping
ACCOUNT AGGREGATION
Connect to every account
Enable users to manage all of their finances from within your app, provide actionable budgeting advice, and make personalized recommendations.
INSTANT BANK PAYMENTS
Faster payments, lower fees
Let your customers easily deposit funds from any device, no registration required. Save up to 80% on fees vs cards.
Lower cost payments
Deliver real-time account-to-account payments with reduced transaction fees and fewer chargebacks.
Seamless data aggregation
Access broadest connectivity to all banks for actionable account and transaction data.
Complete compliance
Meet regulation, and create new opportunities with account information and payment initiation.
Eliminate fraud
Authenticate accounts and payments directly with the bank, slashing fraud and chargebacks and saving you 0.5% – 1% of revenues.
Bank-grade security
Our APIs are Open Banking and PSD2 compliant across Europe ensuring secure access to the financial system.
Completely white-label
Own your customer journey end-to-end. Easily configure authentication flows to match your brand.