10 years building open banking
One API to 850+ banks across Türkiye, Europe and MENA. Celebrating our 10th year with you.
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One connection to 850+ banks across Türkiye, Europe & MENA
Every service you need — from account data to payment acceptance — over one API.
Securely access financial data from your bank accounts.
Start accepting payments straight to your bank account.
Our CBRT licence application is in progress; our Virtual POS goes live once it completes.
Kobaküs manages all bank operations. Connect to every bank in minutes — securely — with zero operational overhead.
Start in seconds with a free demo account.
One standard for 850+ banks — no separate integrations.
Pull account data, initiate payments, ship to production.
# Ödeme tetikle — tek istek▋curl https://api.kobakus.com/v1/payments \▋ -H "Authorization: Bearer kb_live_•••" \▋ -d '{▋ "bank": "garanti",▋ "amount": 1500.00,▋ "currency": "TRY",▋ "type": "instant"▋ }'▋ ▋# 200 OK▋{ "status": "settled", "id": "pay_9f2…" }▋
Build your own open banking app with 850+ APIs and offer new services to your customers.
Real-time account-to-account payments at lower transaction fees.
Reach 850+ banks to view transactions and make payments.
Create new opportunities with compliant AIS & PIS.
Verify directly with the bank; save 0.5–1% in revenue.
Consent-based, bank-grade secure access; every request encrypted and auditable.
Build and ship open banking apps under your own brand.
See all bank accounts in one platform; sync data to your accounting automatically.
Learn more /digital-walletBuild your wallets with Kobaküs APIs and integrate every bank.
Learn more /e-commerceCreate a seamless checkout; eliminate fraud and chargebacks.
Learn moreFrom account data to payments, anti-fraud to analytics — explore by tab.
Access identity, balance and transaction data from 850+ banks — real-time and compliant.
Cut out the card; your customer approves in their bank and money lands instantly.
Our CBRT licence application is in progress. Once it completes, our Virtual POS will go live — pay-by-link, installments and mobile POS from one panel.
Verify directly with the bank and block fake accounts with name–IBAN matching.
Manage finance with a consolidated cash view, categorised transactions and live reports.
“Account-to-account payments cut our card fees significantly.”
“Users fund their wallet in minutes; abandonment dropped.”
“All our accounts in one panel; month-end close takes minutes, not hours.”
Illustrative value examples; real customer case studies coming soon.
First call in 2 minutes with REST API, SDKs and sample code.
Search 852 banks by country, AISP/PISP and status.
Learn open banking, payments and regulation in plain language.
Common endpoints, authentication and webhooks.
Test unlimited and free with test banks and sample accounts.
Common questions on integration, webhooks and going live.
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