Account & Identity Verification

Onboard customers in seconds

Instantly verify account ownership and identity based on what’s on file at the bank. Accelerate your KYC and AML processes.

Full name
Account number
DOB
Address
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ACCOUNT AGGREGATION

Connect to every account

Enable your users to manage all of their accounts from a single view.

Retail accounts
Business accounts
Checking accounts
Savings accounts
Credit cards
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INSTANT BANK PAYMENTS

Faster payments, lower fees

Kobakus helps sync with account-to-account payments, enabling users to send money without having to enter card details or share their bank credentials.

Retail accounts
Business accounts
Checking accounts
Savings accounts
Credit cards
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Lower cost payments

Deliver real-time account-to-account payments with reduced transaction fees and fewer chargebacks.

Seamless data aggregation

Access broadest connectivity to all banks for actionable account and transaction data.

Complete compliance

Meet regulation, and create new opportunities with account information and payment initiation.

Eliminate fraud

Authenticate accounts and payments directly with the bank, slashing fraud and chargebacks and saving you 0.5% – 1% of revenues.

Bank-grade security

Our APIs are Open Banking and PSD2 compliant across Europe ensuring secure access to the financial system.

Completely white-label

Own your customer journey end-to-end. Easily configure authentication flows to match your brand.

Ready to get started ?

Talk with one of our open banking experts