Unlock the power of
open banking API

Banks and institutions
seamlessly integrate with our platform

3000+

banks

$15b+

monthly volume

35k+

customers

4h 20m

daily session time

Data API

Access financial data and insights from your bank accounts.

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Payment API

Start accepting payments directly into your bank account. Initiate both single and recurring payments.

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FIRST CLASS BENEFITS

Kobakus API offers key end-customer data and comes with a variety of features, making it a complete omni-channel solution.

Lower cost payments

Deliver real-time account-to-account payments with reduced transaction fees and fewer chargebacks.

Seamless data aggregation

Access broadest connectivity to all banks for actionable account and transaction data.

Complete compliance

Meet regulation, and create new opportunities with account information and payment initiation.

Eliminate fraud

Authenticate accounts and payments directly with the bank, slashing fraud and chargebacks and saving you 0.5% – 1% of revenues.

Bank-grade security

Our APIs are Open Banking and PSD2 compliant across Europe ensuring secure access to the financial system.

Completely white-label

Own your customer journey end-to-end. Easily configure authentication flows to match your brand.

POWERFUL USE CASES

Smarter financial services for every industry

Business Finances

Kobakus reduces administrative time by giving users an easier way to connect their financial accounts to your software or app.

Digital Wallet

Automate onboarding and provide users with a unified view of their finances.

Ecommerce

Build a seamless checkout experience, stamp out fraud, and eliminate chargebacks.

Ready to get started ?

Talk with one of our open banking experts