The Kobaküs open banking infrastructure is built with end-to-end encryption, consent-based access and auditable trails. You focus on your product; we lighten the compliance load.
Kobaküs is the secure technical bridge between you and the banks. We manage all bank connectivity, security and operations; you integrate compliantly through one API.
TLS 1.2+/1.3 in transit, AES-256 at rest. Sensitive data protected with additional keys.
Every query is bound to user consent; scope, duration and revocation are explicit.
All actions kept with signed logs; audit and dispute resolution made easy.
Name–IBAN checks, anomaly detection and 24/7 monitoring block risky transactions.
Role-based authorization, API key management and least-privilege by default.
High-availability architecture, redundancy and an SLA commitment for enterprise plans.
Contact our security team for certification scopes and audit reports.
Access only with explicit, scoped and revocable consent.
We process only what the transaction needs; no unnecessary storage.
A DPA and sub-processor list make your compliance simpler.
Talk to our experts about security architecture, certification scopes and the DPA.