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PIS · Payment Initiation

Payment Initiation — cut out the card

Your customer approves in their own bank and money lands in your account instantly. Save up to 80% versus cards, with zero chargebacks.

Current status Live
₺34.789.123,98
Total balance · 23 accounts
▲ %4,2
USD765.123
EUR134.123
GBP34.123
Gelen havale · ACME Ltd.09:24 · FAST+₺12.400
Kart harcaması · Bulut08:02−₺1.180
Instant transfer

Faster payments, lower fees

Let your customers transfer money easily from any device. 24/7 collection in seconds over instant rails.

  • In-app (app-to-app)
  • Biometric authentication
  • Easy reconciliation & full logs
Confirm paymentkobaküs pay
₺1.500,00

Approved from your Garanti BBVA account

Instant · settled pay_9f2a…

2.1s · end-to-end

UNIQUE BENEFITS

Why account-to-account?

Low-cost payments

Real-time A2A payments at lower fees; save up to 80% versus cards.

Seamless connectivity

Reach 3000+ banks and initiate payments on one standard; no separate integrations.

Zero chargebacks

Because payment is approved in the bank, card fraud and chargeback risk disappear.

Start your first payment today.

Test in the sandbox with a free demo account and initiate payments to 3000+ banks with one API.