Our CBRT licence application is in progress. Once it completes, our Virtual POS will go live — unifying every bank in one integration and managing pay-by-link, installments and mobile POS from one panel. Be the first to know at launch.
At launch you will save with rates tailored to your business and strengthen cash flow with fast settlement — managing link, installments and mobile POS from one screen.
Create a payment link in one click; send via WhatsApp, email or SMS and collect instantly.
Turn your phone into a POS; accept cards anywhere with no extra hardware.
Offer installment options by cart size and lift your conversion rate.
A Virtual POS lets you accept credit/debit card payments online without a physical device. It integrates into your e-commerce site, mobile app or a payment link, so customers pay securely by card.
After your application is approved, your Virtual POS is typically ready the next day. You manage all bank POS connections and payment methods from a single panel.
The rate is determined by your sector, transaction volume and installment structure. You receive a tailored quote after applying, and the rate drops at higher volume.
Yes. You can offer the installment options of supported banks through one integration and manage campaign and interest rules from the panel.
Standard settlement is typically next-day. You can track settlement and payouts per transaction from the panel and reports.
Domestic and international cards including Visa, Mastercard and Troy; pay-by-link and mobile payments are also supported in the same panel.
Transactions are verified with 3D Secure and processed on PCI-DSS-compliant infrastructure. Card data can be tokenized, so sensitive data is not stored in your own system.
No. The Virtual POS is fully software-based; you accept payments online, via a payment link or on a mobile device — no hardware required.
It integrates via ready plugins, a REST API and SDKs, and you test free in the sandbox. Most stores go live quickly.
No. Card settlement runs through a licensed bank/payment institution; Kobaküs provides the infrastructure and orchestration layer that unifies these channels in one panel, and does not itself hold customer funds.
Our Virtual POS will go live once our CBRT licence application completes. Leave your details and we will notify you first at launch.
