Whether you're a multi-bank company, an e-money institution or a growing e-commerce — Kobaküs infrastructure adapts to your model.
Kobaküs gathers all your bank accounts on one platform and syncs data into your accounting automatically. Reconciliation takes seconds, not hours.
See every balance and transaction on one screen.
Auto-match data via ERP / accounting integration.
Initiate supplier and payroll payments from one flow.
Consolidated balance
E-money institutions and digital wallets deliver top-ups, account verification and withdrawals on one standard — 2-minute funding.
Users fund their wallet within 2 minutes.
Stop fraud with name–IBAN matching.
Deliver an end-to-end experience under your brand.
Cut cart abandonment with account-to-account payments, eliminate card fraud and chargebacks, save 0.5–1% on fees.
Customers approve in their bank — no card entry.
Verify directly with the bank, zero the risk.
Manage refunds on the same rail in one tap.
Talk to our team about flows tailored to your sector, or spin up a demo account now.
