Cut transaction costs with account-to-account payments, eliminate chargeback fees, and improve cash flow with instant settlement.
Redirecting to secure payment
Kobaküs · Güvenli ÖdemeApprove with Face ID
Approved
The bank executed the payment
Order complete
₺2,340 paid · instant settlement
Zero chargebackShoppers approve with fingerprint or face ID in their own bank — no card entry. Cart abandonment drops and every won order stays net.
At checkout, the customer chooses their bank instead of a card and approves the payment straight from their bank account (instantly via FAST). This lowers card fees and decline rates.
Usually yes. With card-network costs removed, per-transaction cost drops; the difference is significant for high-volume stores.
No. Because the payment is approved in the customer's bank, the card chargeback mechanism does not apply, reducing dispute losses and fraud risk.
For bank-to-bank payments, funds usually reach your account instantly (FAST), speeding up cash flow. Card payments follow standard settlement.
Yes. You offer both Virtual POS (card) and open-banking payment on the same checkout, giving customers a choice; both are managed from one panel.
It integrates with popular e-commerce platforms and custom sites via REST API and ready plugins, tested free in the sandbox.
Yes. Open-banking payments are approved at the user's bank with SCA (FAPI/OAuth/mTLS); card payments are protected by 3D Secure and PCI-DSS.
With a ready plugin or the API it integrates quickly; most stores go live in days.
Test in the sandbox with a free demo account and add pay-with-bank to your store in minutes.
