Our CBRT licence application is in progress. Once it completes, our Payment Gateway will go live — unifying every bank’s virtual POS and payment providers in one integration and routing each transaction for the highest approval rate. Be the first to know at launch.
Route each transaction to the bank with the best approval rate.
No more one-by-one POS integrations — a single standard.
If a route drops, the transaction reroutes automatically.
Track approval rate, volume and refunds in one panel.
A payment gateway is the layer that securely routes payments from your web or app to bank virtual POS and payment providers. Kobaküs unifies all these channels in one API, so you don't integrate with each separately.
It routes each transaction down the highest-approval path and fails over to another channel automatically if one drops — raising approval rates and reducing downtime risk.
With one integration you reach every domestic bank virtual POS and payment provider; adding a new bank needs no extra development.
It integrates via ready plugins, a REST API and SDKs, tested free in the sandbox. Most teams go live quickly.
No. Settlement runs through a licensed bank/payment institution; Kobaküs provides the orchestration and infrastructure layer and holds no customer funds.
Yes. Transactions are verified with 3D Secure on PCI-DSS-compliant infrastructure, and card data can be tokenized.
This service will go live once our CBRT licence application completes. Leave your details and we will notify you first at launch.