Access identity, balance and transaction data from individual and commercial accounts across 850+ banks — compliant and real-time, inside your own app.
Verify account ownership and identity instantly based on bank consent; speed up your KYC and AML processes.
Company, current, individual, term accounts and credit cards — all managed from one screen.
Manage cash flow accurately with real-time balance and transaction data; customise your reports.
Bank-grade secure access. Every query is consent-based and auditable.
Major Turkish banks you can connect with Account Information (AIS) — see each bank's page for capabilities, flow and FAQs.
The Account Information API lets you access a bank account's balance and transaction history with the user's consent (open banking's AIS service). Kobaküs standardizes this access in a single API, so you don't integrate with each bank separately.
You reach 850+ banks across Türkiye, the UK and the EU with one integration. See the full, filterable list (by country and AIS/PIS capability) on the Supported Banks page.
The user approves data sharing on their own bank's secure screen (with strong customer authentication / SCA). Consent is time-bound and scoped, and the user can revoke it anytime. Kobaküs accesses no data without consent.
You can pull data on demand (real-time query) or refresh it periodically over the consent window. For many banks, balances and transactions are near real-time.
Yes. You receive raw transaction data enriched with spending categories and normalized fields, ready for budgeting, income/expense verification and cash-flow analysis.
By regulation, the party offering the account information service (the AISP) must be licensed. Kobaküs is an infrastructure provider; a licensed partner (a bank or licensed institution) holds that role while Kobaküs supplies the technology. For corporate use, our team helps structure the right model.
No. Kobaküs does not sell financial data; data is processed only for the purpose and scope you (and the end user) authorize. It is KVKK-compliant and holds no funds, keeping the attack surface small.
Yes. Access is built on FAPI 2.0, OAuth 2.0 and mTLS; authentication always happens at the user's own bank. Kobaküs never sees or stores your banking credentials.
You start in the sandbox within minutes; with the REST API, SDKs and sample code most teams ship their first flow to production in days. One standard API means no extra build per new bank.
Yes. Test banks, sample accounts and all API endpoints are unlimited and free in the sandbox. You're only charged for live transactions.
Test in the sandbox with a free demo account and reach 850+ banks with one API.
