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KobAI · Financial AI · Coming Soon

Your finance team's AI tool: KobAI

KobAI is Kobaküs's financial AI. It reads your bank data; forecasts cash flow, generates financial reports, catches risks, suggests improvements and answers any financial question you ask.

Be among the first to try KobAI — launch priority and an early-access credit bonus.

KVKK compliant Bank-grade security · On 10 years of infrastructure
WHAT KOBAI DOES

Financial intelligence that thinks, not just watches

Account data, payments and auto-reconciliation are already in Kobaküs. KobAI adds an AI layer on top.

Cash-flow forecasting

Learns your history and predicts cash gaps and surpluses weeks ahead. No more surprises.

Financial reporting

Generates income, profit, segment and trend reports in seconds; ready-to-share executive summaries.

Anomaly & fraud

Catches unusual transactions, duplicate payments and suspicious patterns before you do.

Improvement suggestions

Idle-cash use, payment timing, FX hedging — concrete, actionable recommendations.

Risk & collections

Customer/supplier risk scoring, late-payment prediction and overdue receivable alerts.

Chat with your finances

Ask in plain language: 'Where did most of my money go this month?' KobAI answers instantly, with sources.

USE CASES

In this situation, KobAI does this

Month-end is near

KobAI predicts the cash gap weeks ahead and tells you which payment to delay.

A supplier payment is due

KobAI catches duplicate or suspicious payments before approval and warns you.

There's a board meeting

With one command KobAI produces the income, profit and trend report with an exec summary.

Idle cash has piled up

KobAI suggests where to park it (repo/deposit), computes the extra yield and starts the transfer.

Customers pay late

KobAI scores collection risk, predicts who'll be late and sends reminders.

“Where did I spend this month?”

KobAI answers in the chat box, instantly and with sources, in plain language.

HOW IT WORKS

Connect your banks, let KobAI do the rest

1
Connects

All your bank accounts come together via Kobaküs in one place.

2
Learns

KobAI analyses your history, learning patterns and risks.

3
Predicts & advises

Predicts, reports, alerts and answers your questions — 24/7.

KobAI Credits

Pay for KobAI as you use it

Every KobAI action consumes credits. Your monthly plan includes credits; top up with packs when they run out — just like your transaction quota. No token hassle, predictable cost.

  • Chat reply≈ 1 KobAI credit
  • Forecast / alert≈ 1 KobAI credit
  • Improvement suggestion≈ 2 KobAI credits
  • Anomaly / fraud scan≈ 3 KobAI credits
  • Financial report & summary≈ 3 KobAI credits
  • Cash-flow forecast≈ 5 KobAI credits

Credit values are illustrative; final pricing is announced at launch.

Early access list

Reserve your spot for launch priority and an early-access credit bonus.

No spam. We'll only email you once, for the KobAI launch.

FAQ

Frequently asked questions

What is KobAI?

KobAI is Kobaküs's financial AI; it forecasts cash flow, generates financial reports, detects anomalies, suggests improvements and answers your financial questions. It is powered by open-banking data.

When will KobAI be available?

KobAI is launching very soon. Join the early-access list to be among the first users and get the launch announcement first.

What can KobAI do?

It handles tasks like cash-flow forecasting, automated financial reporting, anomaly/fraud detection, spending analysis and natural-language financial Q&A.

How does KobAI relate to the Kobaküs infrastructure?

KobAI is the AI layer built on top of the real-time bank data produced by Kobaküs's open-banking infrastructure, turning data into insight and action.

Is my data safe with KobAI?

Yes. KobAI operates within Kobaküs's security standards (FAPI/OAuth/mTLS) and KVKK compliance; data is processed only for the permitted purpose and scope.

How do I join early access?

Just fill in the early-access form on this page; when it's your turn we'll send the invite and setup details by email.