BigBang Final '18 — Best Fintech Startup
Reached the finals among 11,000 projects on İTÜ Çekirdek's BigBang stage; won ₺212,000 from Turkcell, KoçFinans and Agito (29.11.2018).
We are an open banking and payments infrastructure company with 850+ bank integrations across Türkiye, Europe and MENA. A team of developers and engineers who imagine, build and iterate.
Kobaküs is an open banking and payments infrastructure company with 850+ bank integrations across Türkiye, Europe and MENA. With account information, payment initiation and virtual POS products, we bring organisations efficiency, cost savings and a competitive edge.
We are a company of developers and engineers — imagining, building and iterating is in our DNA. From consulting to design, from app development to integration and maintenance, we deliver product- and brand-agnostic services across the whole value chain.
We started before open banking was even a topic in Türkiye; our first bank integrations went live.
'Best Fintech Startup' among 11,000 projects at BigBang Final'18; 'Most Promising Startup of the Year' at Webrazzi Summit.
Represented Türkiye at the Money 20/20 Amsterdam finals; closed a $1M funding round.
Our enterprise customer base expanded as Türkiye's open banking regulation matured.
European and MENA banks joined Türkiye; we became a multi-region infrastructure.
Today we connect to 850+ banks via one API, serving 35,000+ active customers.
Reached the finals among 11,000 projects on İTÜ Çekirdek's BigBang stage; won ₺212,000 from Turkcell, KoçFinans and Agito (29.11.2018).
Won first place at Webrazzi Arena and were named Türkiye's most promising project (17 October 2018).
Selected among thousands of startups at one of the world's largest fintech events and represented Türkiye in the finals.
Our co-founders Doğukan Gözeten and Erkin Samut appeared on Bloomberg HT to discuss financial technology.
To date we have raised a total of $4M in funding. We work with leading institutions and let you create your own demo account — no setup required — and start with open banking right away.
Kobaküs is an open banking and payments infrastructure company that connects to 850+ banks through one API (the Plaid model). It provides bank-data and payment-initiation infrastructure to fintechs, banks and corporates as an SDK/API.
Kobaküs is an infrastructure/technology provider and holds no customer funds. Our TCMB payment-services licence application is in progress; until it completes, licensed partners hold the AISP/PISP roles that require a licence, while Kobaküs provides the infrastructure.
Yes. Kobaküs conforms to FAPI 2.0, OAuth 2.0 and mTLS, is KVKK-compliant and is on the ISO 27001 / SOC 2 journey. Because it holds no customer funds, its attack surface is small.
Kobaküs is headquartered in Türkiye, with offices in Ankara (ODTÜ Teknokent) and London, serving Türkiye, Europe and the MENA region.
Kobaküs is in the same category as open-banking infrastructure providers like Plaid, Tink, TrueLayer, Yapily and Token.io. Licensed PSPs such as Param/iyzico are not competitors but potential customers or partners.
Its main customers are licensed PSPs and fintechs, banks and corporates; each builds open-banking and payment products on the Kobaküs infrastructure.