Income & account verification
Confirm salary/income inflows and account ownership in onboarding and KYC flows.
Founded in 1989, Kuveyt Türk is one of Türkiye's largest participation banks, operating under interest-free banking principles. It is a critical bank for coverage of products reaching participation-banking customers.
Kobaküs connects to Kuveyt Türk accounts via one API with explicit consent, securely reading balance and transaction data. For PFM, income verification, pre-accounting and cash-flow products targeting the participation-banking base, Kuveyt Türk coverage matters — it provides access to customers using interest-free products.
Confirm salary/income inflows and account ownership in onboarding and KYC flows.
Categorise transactions to offer budgeting, spending analysis and subscription detection.
Derive cash flow from transaction data and use it as input in alternative credit scoring.
Stream bank transactions into accounting/ERP for automatic reconciliation.
| Capability | Kuveyt Türk · Kobaküs |
|---|---|
| Account information (AIS) | ✓ Live — balance + transaction read |
| Payment initiation (PIS) | On roadmap / via Virtual POS |
| Single-API access | ✓ Yes |
| Standard data schema | ✓ Yes — same across banks |
| TCMB framework & KVKK | ✓ Compliant |
Yes. Accounts at participation banks such as Kuveyt Türk are also connected with customer consent; balance and transaction data is delivered in the same standard schema as other banks.
Yes. Account and transaction data is read-only; you design your product's interest-free finance logic, while Kobaküs only provides the data access.
No. Access is through the single Kobaküs API; regardless of bank type, the same integration and data format apply.
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