Income & account verification
Confirm salary/income inflows and account ownership in onboarding and KYC flows.
With roots going back to 1927 and run in partnership with BNP Paribas, TEB (Türk Ekonomi Bankası) is a private bank known for its approach to SME banking and entrepreneur finance.
Kobaküs connects to TEB accounts via one API with explicit consent, securely reading balance and transaction data of SME and retail accounts. It can be used directly in pre-accounting, cash-flow analysis, income verification and PFM scenarios.
Confirm salary/income inflows and account ownership in onboarding and KYC flows.
Categorise transactions to offer budgeting, spending analysis and subscription detection.
Derive cash flow from transaction data and use it as input in alternative credit scoring.
Stream bank transactions into accounting/ERP for automatic reconciliation.
| Capability | TEB (Türk Ekonomi Bankası) · Kobaküs |
|---|---|
| Account information (AIS) | ✓ Live — balance + transaction read |
| Payment initiation (PIS) | On roadmap / via Virtual POS |
| Single-API access | ✓ Yes |
| Standard data schema | ✓ Yes — same across banks |
| TCMB framework & KVKK | ✓ Compliant |
Yes. With the business's consent you can pull and categorise TEB transactions to feed a cash-flow dashboard and forecasting models.
No. One Kobaküs integration is enough; you reach all supported banks — including TEB — through the same API.
Data is obtained only within the customer's explicit consent given on the bank's secure screen, in line with the TCMB framework.
Explore our open banking infrastructure in a free sandbox.