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SUCCESS STORIES

Businesses growing with Kobaküs

Results from teams that brought open banking, payment acceptance and operations onto one infrastructure — sector by sector, with real-world scenarios.

Results Live
E-commerce & Marketplace
+12%
Payment approval rate
Digital Wallet & Neobank
-80%
Collection cost
Insurance Technology
-65%
Reconciliation time
Accounting & ERP
-75%
Manual data entry
Lending & Finance
-70%
Approval time
Retail & SMB
Ertesi gün
Settlement time
E-commerce & Marketplace

The marketplace that lifted approval rates and ended payment outages

Orchestrated every bank POS through one integration to lift approval rates and automate vendor payouts.

+12% Payment approval rate
6→1 POS integrations
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Digital Wallet & Neobank

The wallet that cut out the card and slashed collection costs

With account information and payment initiation, users topped up their wallet straight from their bank — instantly and at low cost.

-80% Collection cost
<10sn Top-up time
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Insurance Technology

The insurtech that sped up premium collection and secured payouts

Used account verification and payment initiation to run premium collection and claim payouts with bank-grade security and speed.

-65% Reconciliation time
+30% On-time collection
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Accounting & ERP

The ERP that automated bank feeds and reconciliation

Pulled bank data automatically with account information and automated reconciliation, eliminating manual entry and month-end load.

-75% Manual data entry
Dakikalar Month-end reconciliation
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Lending & Finance

The platform that verified income in seconds and moved repayment to A2A

Verified income and account ownership instantly with account information, and moved repayments to card-free, low-cost A2A via payment initiation.

-70% Approval time
+25% Repayment collection
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Retail & SMB

The retail chain that got paid next day and saw cash flow clearly

Next-day settlement with virtual POS, website-free collection via pay-by-link, and every branch’s net position in one panel with cash flow management.

Ertesi gün Settlement time
+23% Pay-by-link collection
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