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E-commerce & Marketplace

The marketplace that lifted approval rates and ended payment outages

Orchestrated every bank POS through one integration to lift approval rates and automate vendor payouts.

A multi-vendor e-commerce marketplace

+12% Payment approval rate
6→1 POS integrations
%99,9 Payment uptime
THE CHALLENGE

The marketplace maintained a separate virtual POS integration per bank; when one channel went down, payments stalled. Splitting vendor payouts by hand drained operations and reconciliation took days.

THE SOLUTION

With Kobaküs Payment Gateway every bank POS was connected to one API; smart orchestration routed each transaction down the highest-approval path. Marketplace Payments split sales across vendors automatically and Reconciliation was put on autopilot.

THE RESULTS
  • Approval rate rose 12 points and failed payments dropped.
  • When a channel dropped, transactions rerouted automatically with no outage.
  • Vendor payouts and reconciliation dropped to minutes.

We replaced six separate POS integrations with one connection — approval rates went up and payment outages became a thing of the past.

Director of ProductA multi-vendor e-commerce marketplace
PRODUCTS USED
Payment GatewayAll banks and payment providers with one integration. Marketplace PaymentsEnd-to-end payments for multi-vendor platforms. ReconciliationEvery channel, zero manual work.
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