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Retail & SMB

The retail chain that got paid next day and saw cash flow clearly

Next-day settlement with virtual POS, website-free collection via pay-by-link, and every branch’s net position in one panel with cash flow management.

A multi-branch retail chain

Ertesi gün Settlement time
+23% Pay-by-link collection
Tek panel Cash visibility
THE CHALLENGE

Branches used different POS devices, settlements arrived late and cash flow was fragmented. Collecting on channels without a website was hard.

THE SOLUTION

Kobaküs Virtual POS enabled next-day settlement at the best rates. Pay by Link collected over WhatsApp/SMS without a website, and Cash Flow Management tracked every branch’s settlement net of refunds and fees in one panel.

THE RESULTS
  • Every branch moved to next-day settlement.
  • Pay-by-link opened a new channel and lifted collection 23%.
  • The net cash position was visible day by day in one panel.

Settlement dropped to next day, and we see every branch’s cash flow on one screen. Planning has never been this clear.

Finance DirectorA multi-branch retail chain
PRODUCTS USED
Virtual POSGet paid next day with the best rates. Pay by LinkCollect without a website — instantly via link or QR. Cash Flow ManagementSee settlements net of refunds.
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