Plaid is one of the pioneers of open banking and account connectivity, serving primarily the US and North American market. For Türkiye- and MENA-focused projects, local bank coverage, Turkish banks and on-the-ground support are decisive — and that is exactly where Kobaküs stands out.
| Feature | Kobaküs | Plaid |
|---|---|---|
| Primary region | ✓ Türkiye, Europe, MENA | US / North America |
| Turkish bank coverage | ✓ Yes — domestic public/private/participation banks | Limited / none |
| Bank reach | ✓ 850+ banks, one API | Mostly US + EU |
| Local Türkiye presence & support | ✓ Ankara, Istanbul, London · Turkish support | None |
| Account info (AIS) + Payment initiation (PIS) | ✓ Yes | Yes (region-dependent) |
| Virtual POS / card acceptance | ✓ Yes | No |
| TCMB framework & KVKK | ✓ Yes | Not applicable |
If you are building a US-centric product, Plaid is a strong choice. If your product serves the Türkiye or MENA market, Kobaküs is the better-fit infrastructure for Turkish bank access, local compliance (TCMB/KVKK) and Turkish-language support.
Plaid focuses mainly on the US and European markets, with limited Turkish bank coverage. For Türkiye-focused projects, Kobaküs is used for local bank access.
Yes. Kobaküs is a Türkiye-based open banking infrastructure in the same category as Plaid/Tink/TrueLayer, but fits the Turkish market with Turkish banks, local support and TCMB/KVKK compliance.
Kobaküs covers Türkiye, the UK and EU banks together via one API; a single integration is enough for a multi-country product.
Explore our infrastructure reaching 850+ banks in a free sandbox.
